Everyday banking. Savings. Grocery rewards.

Your money has
a lot to do.

Food for your family. Bills that keep coming. A little put aside for the life you want.

You deserve banking that makes room for all of it. Find everyday accounts, savings and grocery rewards around what would help you most today.

Find your starting point

Already with EQ or PC? Find your next step

Everyday banking without a monthly fee PC Mastercard options without an annual fee Check each product’s terms.

A proposed EQ + PC experience. Product links take you to the official sites.

[ Start with your life ]

What would you
like to do?

You might be stretching your pay to Friday. Saving for your first place. Or trying to make the grocery bill leave room for something else.

Food, bills, debt and savings all come out of the same paycheque. Start with the part you want help with.

Keep monthly account fees out of your budget

Find an everyday account that leaves that cost out of your week.

Explore everyday banking Get more from your grocery shop

Put your usual spending toward your next grocery bill.

Explore grocery rewards Build a cash cushion

Put something aside for the bill you did not see coming.

Explore savings Save for something that matters

Your first home, a trip, or life after work. Give your goal a place to start.

Find a savings option Share the household costs

Make room for the bills you pay together and the plans you share.

Explore shared banking Send money abroad

Help someone back home or manage money across borders.

Explore money transfers

[ Your options ]

Services that fit
what you want to do.

Compare the options and read the details. You can check the fees, the rules and how you get your money before you decide whether to apply.

Everyday banking

Keep more of each paycheque.

You worked for your money. Keep more of it for your bills, your food and your plans.

Compare everyday accounts based on how you pay bills, spend and save.

Compare everyday accounts

Earn interest on your everyday money

The EQ Personal Account pays interest, with no fees on everyday banking.

Explore the EQ Personal Account →

Earn points through your everyday account

The PC Money Account has no monthly fee. You can earn PC Optimum points and add an optional savings feature.

Explore the PC Money Account →

Grocery rewards

Get something back from shopping you already do.

You put care into feeding your family. Let the shopping you already do help with a future grocery bill.

Choose how you want to earn PC Optimum points. An everyday account and a credit card give you different ways to start.

Find your way to earn points

Spend the money you have

Explore points through a PC Money Account. Check which purchases and account actions earn points.

See the PC Money Account →

Choose a credit card that fits

Compare PC Mastercard options. Review the annual fee, card interest and points rules before you apply.

See PC Mastercard options →

Your card choice should fit your usual spending. Buying more to earn points can cost more than the rewards are worth.

Your cash cushion

Give your savings room to grow.

What you have managed to put aside matters. You can choose a savings option based on when you will need the money.

Find a home for your savings

Money you may need soon

Compare everyday savings options. Check transfer times and holds before choosing where to keep money for urgent bills.

EQ Personal Account →
PC Money Account savings →

Money you can plan ahead to use

With an EQ Notice Savings Account, you must wait a set number of days to take money out. Check that wait before you choose.

Explore Notice Savings →

Money you can leave for a set time

A Guaranteed Investment Certificate, or GIC, offers a set return over a set term. Check when you can take the money out.

Explore EQ GICs →

Saving for a goal

Start with the future you want.

Your goal counts, even if you are starting small. Choose an account around what you are saving for and when you hope to use it.

Explore accounts for your goal

A first home

A First Home Savings Account, or FHSA, is a way to save for a first home if you qualify.

Explore an FHSA →

Life after work

A Registered Retirement Savings Plan, or RRSP, is an account for retirement savings.

Explore an RRSP →

Other savings goals

A Tax-Free Savings Account, or TFSA, lets you save within set limits without tax on the money earned inside it.

Explore a TFSA →

Check who can open each account, how much you can add and the tax rules. The right choice depends on your own situation.

Shared banking

Make shared costs easier to handle.

You share rent, groceries and plans. A joint account gives those shared costs a place of their own.

Review who can use the EQ Joint Account and how access works before you open it together.

Explore a joint account

Money across borders

Know what will reach them.

You want to know what leaves your account and what reaches the other person. See the exchange rate and transfer fee before you send.

Choose based on whether you need to send money abroad or hold US dollars.

Explore international money transfers → Explore the US Dollar Account →

[ Before you choose ]

Know what you
are choosing.

Before you start an application, you should have answers to the questions that matter.

What will you pay?

See the fees and charges for your choice.

What will you earn?

Check the current interest rate or points rules, including any conditions.

When can you use your money?

Check when you can take it out and what could make you wait.

Who will help?

Find the right support route before you need it.

[ Here for the hard parts, too ]

Get help with the problem in front of you.

Missing points. A payment you do not recognise. Money you need to reach.

Find support for an account you already have. You can get help without looking at new products.

If this is a tight week, start by asking what help is available for your account. You can explain what has changed and what you need.

What do you need help with?

Which account is this about?

You do not need to share account details here. This page shows you where to contact support.

You can also go straight to EQ support or PC support.

[ A future idea / not available today ]Give each part of your money a job.

Your whole week, together.

Your rent money already has a job. So does the money for food, the cash you keep for surprises and the savings for your next goal.

With proposed Money Blocks, you could see your EQ and PC accounts and rewards together. You could see what is set aside, what is due next and what remains for the week.

Your bills
Your spending
Your cash cushion
Your next goal
Your rewards

Ask in your own words.

You could ask how a bill due next week changes what you have left today. Or what saving a little more each payday would mean for your goal.

You would choose which information to share. You would be able to review the answer, change the plan and control any action.

Money Blocks, a combined account view and AI help are proposed features. This section explains the idea. It does not connect your accounts, give advice or move your money.

Start with one thing.

You do not have to sort out your whole money life today. Choose the thing that would make the next week, the next grocery shop or the next step toward your goal easier.